College Planning
The College Dilemma
With the average four-year cost of college EXCEEDING $100,000 for one child, if you're a parent (or grandparent) of college bound children you're probably very concerned about paying for college. At the same time, you are even more concerned about funding your retirement. Therein lies the dilemma:
Will you need to sacrifice your retirement (or even future health care) in order to educate your children or grandchildren?
At Wine Country Wealth Management, LLC our goal is to ensure that you don't have to make such drastic trade-offs in order to educate your loved ones.
College Savings vs. College Funding
Most financial advisors address the college dilemma by focusing only on determining the appropriate amount to save and invest in order to send your student to college. This is really just the first step in funding college. At Wine Country Wealth Management, LLC, we address the dilemma more comprehensively by working with you not only to save FOR the cost of college, but also to save ON the cost of college. Our customized college funding plan will:
- Maximize your student's prospects for attending the school of his or her choice, not just the one you think you can afford
- Reduce your out-of-pocket expense by helping you to qualifying, then negotiating, the maximum financial aid package (yes, they are negotiable)
- Properly position your income and assets, potentially saving you thousands on the cost of education
- Identify merit-based aid for which your student may be eligible
- Analyze loan strategies to cover shortfalls
Even if your family does not qualify for need-based aid, you can still save thousands by becoming informed. Our "Collegiate Funding Solutions" services can help, with the college application process and beyond.
Is your student already in high school? Our Client Care Center can help, with admissions strategies, financial aid counseling and beyond. Student coaching services are also available to make sure your student complies with the numerous application and financial aid deadlines - we do the nagging so you don't have to! Click here to download our brochure outlining our "standard" and "premium" Client Care Center services. Also view the 20 minute video on the right side of this page by clicking on the blue arrow button.
