Why Choose Us?

Customized, Comprehensive, and Continuous

We focus on your goals and work with you on all areas of your financial life—tax planning, investment strategies, assessing insurance needs and making recommendations, estate planning, retirement planning, budgeting, and more—to create a financial plan that we update as your circumstances change. We also offer to help you implement the plan every step of the way (if you do not require ongoing management of your investments and other finances, you are free to implement our portfolio and other recommendations yourself).

Coordinated

If specialized expertise such as legal or accounting advice is needed, we interface with your existing professionals or suggest referrals, and we coordinate their input. We use the latest technology to centralize communication and facilitate teamwork between you, our firm and your other advisors.

Objective

As an independent, fee-only financial advisory firm, unlike many other financial advisors, we do not receive commissions or compensation from third parties for selling their products. This means that our advice is completely objective and in our clients' best interest. Furthermore, because we are independent of any financial institution or brokerage firm, we are not limited to recommending only certain investments or vendors.

Ethical & Credentialed

We adhere to the highest fiduciary standards that apply to registered investment advisers and Certified Financial Planners who hold the CFP® credential. This means that the client's interests must come before our own. By contrast, stockbrokers are required to meet a much lower standard of "suitability" when recommending investments to clients. See our FAQs page for more information on how our credentials benefit you by clicking here.

Accessible

Unlike most other fee-only financial advisors, we do not require clients to have a minimum value of investment assets placed under our management in order to become our clients.

Responsive

We limit the number of clients we accept to ensure we have time to give each client our personal and prompt attention.

Transparent

At our first (complimentary) meeting we discuss the process of developing a client's financial plan and the role both our clients and our firm will serve in the process. We explain our investment philosophy (see FAQs page or click here) . Together we create an investment policy statement that guides our investment actions taken on your behalf (should you choose to utilize our asset management service). We also clearly explain how we charge for our services and provide each client a written fee agreement.

We also offer clients 24/7 online access to their accounts that we manage for them held at an independent custodian for clients' protection. Through your personal client web portal, if you so choose at no extra charge you may even access numerous other accounts with the convenience of a single login - such as banking, credit cards, and mortgages - using our aggregation tool which automatically updates the balance/status daily.